5 Features to Look for in Students’ Watches

Campus is all about excitement and new experiences. If you are going to your dream college next season, be prepared to keep track of a tight schedule both on and off campus. For this, you would want to invest in a quality watch that is both stylish and practical.

While shopping for that perfect, campus ready watch, keep in mind that it also has to be robust enough for a high energy lifestyle. Whether you are the sporty type or are fond of luxury watches, there are many options available in the market. These are our top tips for choosing watches for students of every personality.

5 Features to Look for in Students’ Watches

  1. Campus Powerhouse: An alternative power source always comes in handy, especially for a long day or all nighters at the library. Solar powered watches in this case can be an excellent choice. It captures sunlight, converts it into energy and has you all set for the day. Kinetic watches capture the energy of our wrist movement by using oscillating weights. Automatic watches fetch power in the same way, however, their arrangement is mechanical in nature instead of being battery operated. Either way, solar, mechanical and automatic watches are basically maintenance free- ideal for busy students like you.
  2. /Ms. Dependable: If you are someone your friends rely on, you need to have a watch that is just as dependable as you to keep track of your commitments. Running between group study sessions, sorority parties and sudden road trips; your watch needs to be able to handle all the rough treatment that you dish out to it. For this purpose, you can get a stainless steel watch. Rubber and leather are also pretty robust.
  3. The Multi-Tasker: You need a little more information than just what time it is from your watch if you really want to stay on top. For this, you can choose a watch with a few sub dials. They can have features such as a stopwatch, altimeter, calendar, compass, time of other time zones, chronograph, etc. If you can really get one, a smart watch will revolutionize the way you multitask!
  4. Photographic Memory: Some information is not worth forgetting, especially when college deadlines are crouching upon you. Many models come with a calendar that allows you to store important dates as well as memo on a built in tiny computer. These often have a handy mini calculator that is both cool and useful. These data storage time pieces have advance alarms to help you wake up for an event.
  5. United We Stand: Matching watches for an entire sorority or club? Why not? There are many stylish models available that cater to various color groups, fandoms and things of interest. You can also get custom designed watches with a logo of your club, the college mascot or a catchy tagline of your sorority. If style is all the craze in your sorority, this site will help you take a look at luxury watches such as tag heur formula 1.

To read more about great watches, read the following article: http://www.overstock.com/guides/top-5-watches-for-students

Real Estate Scholarships for College Students

For most people, owning a home is the fulfillment of their dream. However, while the process of purchasing a new property can be exciting, it can also be incredibly challenging. This is the very reason why many buyers choose to work with real estate agents or mortgage brokers. And with the home-buying process getting more and more complicated each year, more homebuyers will require the services of real estate professionals to help them buy their dream homes.

Employment for real estate brokers and sales agents is expected to increase by 11 percent between 2012 and 2022, according to the Bureau of Labor and Statistics. During that time period, a lot of job openings will arise to fill vacant positions and replace workers who retire or change occupations. And with the increasing number of younger people who want to be a homeowner, job opportunities in this industry will continue to be strong.

Real Estate Scholarships for College Students

If you’re a student looking for a great career with rewarding benefits, then becoming a real estate agent or a mortgage broker may be the right option for you. Read on to explore some scholarships available for you to apply to.

  1. Appraisal Institute Education Trust Scholarship

The Appraisal Institute Education Trust offers a variety of scholarship programs for undergraduate and graduate students pursuing a degree in real estate appraisal, land economics, and other related field. The awards may vary, from a minimum of $1000 to a maximum of $2,000 worth of financial aid. To qualify, you must be a U.S. citizen with strong academic record and enrolled at a U.S. degree-granting university or college.

  1. California Real Estate Endowment Fund Scholarship

The California Real Estate Endowment Fund Scholarship is awarded on the basis of financial need. Students who are pursuing a major in real estate may be eligible to apply and receive of up to $800 per academic year. The application is also on a “first-come, first-served” basis, so early applications are encouraged.

  1. Schack Institute of Real State

The NYU School of Professional Studies Schack Institute of Real State offers a variety of scholarship programs for real estate students. Requirement may vary between programs, but generally, you must be a college student pursuing a degree in Real Estate, Real Estate Development, or Construction Management. The scholarship awards range from $4,000 to $10,000.

  1. Columbia MBA Real Estate Program

The Columbia Business School Real Estate Program also offers a variety of scholarships for students wanting to be a part of the real estate industry. Requirements may also vary between programs, but preference is mostly given to students with financial need, excellent academic record, and a proven interest in the real estate industry. In addition to financial support, beneficiaries also become a member of Columbia Business School’s community of real estate scholars and fellows.

  1. Davis Equity Realty Annual Scholarship

Undergraduate and graduate level students pursuing a degree in Real Estate Finance and Development in the University of Texas San Antonio, College of Business may be eligible to apply and receive up to $3,000 worth of financial assistance through Davis Equity Realty Annual Scholarship Program. In addition, you must be enrolled fulltime, demonstrate financial need, and obtain at least a minimum of 2.5 GPA of you’re an undergraduate student, and a 3.0 GPA if you’re a graduate student to qualify for application.

These are only some of the scholarship options available to you; there are definitely a lot more out there to discover. We hope that you find a great scholarship that will help you fund your education and ultimately reach your dream to become a real estate professional. Once you graduated, you can then apply to different brokerage firms like www.mortgagebrokerco.com.au and help homebuyers find their dream property.

Skills You Need to Become a Scholar

There is a big chance that you would like to achieve great things in life. A lot of people would want to have this. They always dream about doing a wide variety of things because they believe that this can help them out a lot.

It does not matter whether people are rich or poor, they will always have dreams that they like to achieve at the soonest possible time. What about you? What are the things that you dream about? Some would like to go to a good college and actually finish their collegiate education in order to get better job opportunities.

Skills You Need to Become a Scholar

As we all know, scholars are students who are able to get into their university of their choice with either a discounted amount of tuition fee or with a full scholarship. A lot of people who work hard would like to make sure that they can become scholars but in order to become scholars, students would need to have the right skills. Get to know more about that here.

Are you already wondering what skills students would need to become scholars? Here are the skills that people should have:

  1. Great Memory

Some students naturally have photographic memory. They can remember what was written in the white board or they can remember the things that they have read easily. Just imagine how easy it will be for people who are studying CPA review courses to be accountants someday if they have great memory. Not everyone has this though but people can always aim to remember more in order to get better grades that they can eventually use to have a scholarship.

  1. Public Speaking

It seems that there are a lot of students who are afraid of public speaking probably because of the things that they have experienced before or the experiences that they have heard from other people. Scholars should be able to speak their mind. Some people who are actually smart are even afraid to speak up in class because of their fear of public speaking. Since recitation can also affect people’s grades, students are recommended to speak up.

  1. Reading Comprehension

Since most of the things that students will learn about can be seen in books, it is important that students are able to comprehend the things that they are going to read about. There are always so many things that people may have to learn through reading and without this skill, it can be quite hard for students to attain a scholarship in the long run.

  1. Writing

This may come as a surprise for a lot of students who are actually smart but cannot put the words that they would like to say into the things that they write. Sometimes, students who are naturally smart just have so many things going through their minds that they are unable to do well in research papers and dissertation papers that are actually needed to get good grades in school.

If students would work on the above mentioned skills, there is a big chance that they can have better chances of becoming scholars in the university or college of their choice.

Important Information That Parents Need to Know

The two things that all parents need to focus on would be this children’s health and their education. One should always prioritize their children’s health over everything else. When they’re younger, they can easily be susceptible and vulnerable to a whole range of problems or diseases, so as a parent, it is your job to shield them from that to the best of your abilities. Additionally, it is also your job to ensure that your children are getting the best out of their education, and that they have an educational base strong enough to be able to set forth on their own on whatever path they choose.

Important Information That Parents Need to Know

Provide a healthy environment for them to grow up in

We’re talking about this in a both literal and figurative way. Figuratively speaking, provide a home environment that is open and where problems are always discussed and one in which your child can openly talk to you. Discussion is always healthy, and try to encourage that at all times. Literally speaking, ensure that your child is always safe from any and every physical harm, and one way to keep them out of harm’s way is by purchasing an air purifier.

This will keep them physically healthy, as the air that they will breathe in will be purified and devoid of any and every harmful chemicals. If you want to purchase an air purifier, go to healthyairlab.com, where you will be able to purchase an air purifier that will be sure to meet all your needs. Additionally, for those children that have asthma issues or have a weak immune system in general, this will also be a great idea for that, since it will ensure to clean the air thoroughly before they breathe it in, at least, when they’re at home.

That way, even though if they are subjected to harmful bacteria while they are outdoors, at least they will be able to breathe in peace in the safety of their own homes. If you’re interested in learning more about air purifiers, click http://www.allergyconsumerreview.com/airpurifiers-information.html#sthash.wyTfZWQJ.dpbs

Learn everything there is to know about your children’s scholarships

Getting a scholarship is a big deal. Not only does this mean that you won’t have to pay as half as much as you thought you would have to for your children’s education, but this also means that your children have a bright future and that their future is at least, a little more secure than many other people’s out there. At least, that is the case with academic, sports, or talent scholarships.

That said, you should still be proud of them and do everything that you can to ensure that they will smoothly be able to get the degree that they have aimed for. Cheer them on and learn everything that you can about the organization that has awarded your child the scholarship and whether or not it is tax refundable, as these are questions that might become a roadblock for you in the future.

Things That Teenagers Should Know

There are specific sets of skills that teenagers should possess, but aside from that, there are also some important things that they need to know which will help them out in the future. Many people wonder what they’re going to do with the geometry or the botany that they learn during their years as students, but somehow, all the knowledge that they attain can be helpful in their lives in one way or another, so no knowledge, no matter what it may be, should be disregarded, as you might be surprised at how they can help you out in your life.

Things That Teenagers Should Know

Knowing how to look after your skin

This is a major issue for teenagers everywhere. These are the crucial years when a teenager will have to fight all sorts skin problems, which can be rather embarrassing. This can become quite an issue for boys more so than girls because this is the time of their lives when they begin growing facial hair. Trying to shave for the first time with acne on your face can be rather painful and potentially dangerous if one does not know how to deal with things as such.

Additionally, besides scarring their face terribly, one can even end up with horrible red marks or rashes, which would be rather embarrassing and uncomfortable to deal with. This is why, especially for male teenagers, it is rather important to know how to shave properly. To get started, look at a few electric razor and shaver reviews, as that will give you a good idea of the tool that you will have to handle possibly for the rest of your life, that is, assuming that you would like to keep your facial hair trimmed or would like to go beardless.

Knowing everything there is to know about your scholarship

This is another crucial piece of information, for those that have gotten a scholarship or are applying for one. You need to know everything there is to know about it. First off, start off by learning a thing or 2 about the organization that will give you the scholarship. This will give you an idea of the type of scholarships that they offer. You then need to identify the different types of scholarships there are, which include:

  • Need-based: Some need-based awards have been called scholarships, and the organization would need full details of your home condition and family in order to give you that award.
  • Merit-based: These awards are based on the talents of a student, which can include artistic talents, academic scores, athletic abilities, or any other talent. There are several factors that are taken into consideration in this case.
  • Student specific: These vary from organization to organization and various factors are looked into, such as gender, religion, race, medical and family history, or other factors related to the student.

These are just some examples of the many different types of scholarships there are. To learn more about them, read https://en.wikipedia.org/wiki/Scholarship

Tax Returns on Scholarships

If you’re sitting in your chair right now wondering if your scholarship is tax refundable or not. Well it depends. In many cases it is, while in many other cases it isn’t. When filing your tax return at the end of the tax year, it is crucial for you to know if you have to pay for your scholarship or not, because in many cases, since all grants, fellowships, and scholarships may be counted as income, it automatically becomes taxable. If you want to know more about whether to claim your scholarship in your tax returns or not, then keep reading.

Tax Returns on Scholarships

Scholarships that are tax-free

Not all scholarships fall under the income category. There are some scholarships that are tax-free, and those scholarships have the following features:

  • If your scholarship is for a degree at institutions that are primary, secondary, or post-secondary. The institutions need to be accredited, and in this case, it doesn’t matter whether you are a part-time or full-time candidate.
  • This scholarship needs to cover all of your educational expenses, such as the books, fees, equipment, and supply costs for all of your courses.
  • The scholarship needs to cover the fees and the tuition to attend or to enroll in an educational institution.

Scholarships that are taxable

If your scholarship covers the expenses of any of the following mentioned below, then it is taxable:

  • Travel expenses
  • Research expenses
  • Board and room expenses
  • Any expense that is not required for the attendance or course, such as equipment, supplies, fees, or books
  • Clerical help expenses

If your scholarship covers both your board and room and tuition expenses, then the amount that you use only for your tuition is free of taxes and only the board and room fees are taxed. These are some of the things that you need to adjust while filling in your tax return. So you might want to check other portions of your form for changes as well.

An example of this would be, for those filing for a deduction for the educational expenses, they will have to reduce the deductible amount according to the scholarship’s tax-free amount. Also remember that if your scholarship pays for any item that might be required for the course or for its attendance, then the amount will be deductible.

Filing the taxes properly

If your scholarships are tax-free, then great! You won’t need to worry about adding it to your tax returns. However, for those who have a taxable scholarship, even if it is just a part of the whole, it need to be recorded properly.

If you don’t know how to properly file your tax reports or need help, refer to this website http://www.fastweb.com/financial-aid/articles/should-i-claim-scholarships-and-other-awards-on-taxes If you’re still unclear about what to do, you can always contact the sponsor of your scholarship, and they might be able to tell you more about whether your scholarship is taxable or not.

It is best to ask any tax related questions regarding your scholarships as early on as possible, as your sponsor might be swamped with questions as such at the end of the tax year.

Which Acne Treatment Will Work Well For You?

For any teen or even those who are already in their 30s still experienced acne breakouts. It can definitely be frustrating to see an oily face plus a bump on the face. The sad thing is, acne can happen to both men and women. As for the usual cause, it is highly related to stress, eating habits, lack of sleep and wrong choice of acne treatment. Acne can be more obvious on women since the appearance of the women matters a lot than men. The only difference is, women are able to hide it just by using concealer cosmetic and foundations. Although women already find it satisfying that they are able to hide their acne, it is not a good thing to just depend on cosmetics since it can also be a cause of breakouts. This is why, the best acne treatment should be discovered.

Oftentimes, people with acne would follow the popular acne treatments that they see on the market, on TV or if their favorite artist endorsed it. There are also people who would first read the reviews of other people who already tried the product. However, one cannot just be satisfied with what works for others. It is because even though the product works for many, the chances are still slim that it will also be beneficial for your own type of skin.

Aside from trying the commercialized products you found online and on the market, it can also be ideal to try mixing and matching different brand names. This implies that you can use facial wash from Brand A, toner from Brand C and moisturizer from Brand D. Cleansing, toning and moisturizing truly matters for all skin types. For morning use, sun block is also needed. Yet, there are other brands that already combined the SPF to the moisturizer. There are also some creams and foundations that already have SPF.

Which Acne Treatment Will Work Well For You

The selections on the market are countless as there are chemical based and organic based products for acne. Many who have sensitive skin should stick on using organics as it is milder. Read more http://ezinearticles.com/?The-Best-Acne-Treatment-For-Your-Skin-Type&id=341933

Aside from the daily routine skin regimen, many people also spend a lot going to skin clinics to get facial treatments. It can be twice each month or once a month facial treatment. Getting skin treatments are not available for all as it can be expensive. Good thing, there are already acne treatment products that can work similar to what skin clinics can offer. Among the many products in the market is Face-Up! This is a revolutionary device that can help in clearing the skin from acne breakout and bumps.

Face-Up is similar to a telephone device. You simply need to plug it and it will work well to helping you achieve a clearer face. It is safe for use day and night for faster healing. Aside from the convenience of use, it is 90% efficient to increase the cell metabolism of the cell. There is a science behind its use and thus, it is a product that is worth to try by anyone having issues with acne for quite a long time.

Basic Tax Information for Students

student taxesCollege students are so busy these days. Aside from doing the usual things, such as completing homework and preparing for exams, there are so many other things that students get to do today. So when it comes to tax, it’s usually the last thing that students want to worry about. But even if you’re a student, you still need to be aware about taxes. Did you know that you might be eligible to receive tax benefits this year, such as a tax refund?

Yes! You’ve read that right. While studying in college can be stressful because of the so many things that you need to do, it can also be exciting if you’re aware about the endless of benefits you can get as a student. This is particularly true of you’re a working student. If you’ve undertaken some kind of paid work while you’re still in school and paid taxes, you could be entitled to a student tax refund and other education credit. If you’re in the U.S., you could be one of those hundreds of students that has around $800 left unclaimed. Just imagine what you could buy with that amount!

While we can’t provide you any specific tax advice, we’ve listed here some information that you might find useful.

How do you know if you can claim a student tax refund?

As long as you’re a student who earns salary, whether from a full-time or part-time job, you might be eligible to claim tax refund. Chances are your employer might be withholding too much in taxes from your paycheck. If you think that your tax withholding is too high, you can contact your employer to check it and once corrected, you can then claim your refund.

However, keep in mind that in order to claim such benefits, you have to properly file your tataxx return. Typically, students who are employed (whether part-time or full-time), self-employed, and have stocks, bonds, or other forms of investments are required by law to file tax return. International students and students who are receiving scholarships and other grants are also required to file tax returns.

How to file tax returns?

If you’re employed, your employer will typically be the one responsible for controlling your taxes. Your tax is automatically deducted from your payslip. If you’re self-employed, you may download forms from the IRS website, complete them with correct details, and file them by mail. If you have stocks and other types of investments, you will automatically receive tax forms from the company that manages your accounts. Similarly, you would need to fill out the forms with correct details and mail them to the tax authorities.

If this is your first time to do this, and have no idea how to get started, seek further tax preparation assistance. You can call a certified public accountant (CPA) or consider using tax preparation service like Sprintax, to help you regarding your tax return.

How much does it cost to file tax return?

If you file your tax return by yourself, you won’t need to pay anything. It’s absolutely free! But of course, if you hire the service of tax professionals, you will be charged a fee.

What are the Different Types of Construction Career?

After suffering a horrible downturn during the Great Recession, the construction industry is now beginning to pick up and is in fact expected to be one of the most in demand in the years to come. The U.S. Bureau of Labor and Statistics predicts an overall employment growth of 2.6 percent annually, yielding almost 1.7 million jobs from 2012 to 2022.

What does this mean to you?

Well, if you’re interested in working in the construction industry, it only means one thing: A great opportunity for you! So gather your things and start applying for training that will help you acquire one of these common and rewarding careers in the industry.

Construction worker with cityscape background

Civil Engineer

Civil engineers plan, design, construct, and manage a variety of construction projects. Usually, they work indoors in offices, but you can also find them outdoors at construction sites to monitor operations and troubleshoot any problems. Most civil engineers work on large construction projects, such as dams, buildings, bridges, roads, and mines. Civil engineers are considered one of the top-paying careers in the industry, having an average annual salary of $87,130 in 2014. To become one, you need to complete a bachelor’s degree in civil engineering, pass the licensure exam, and gain some work experience. Generally, you would need to also have excellent math and computer skills.

Building Inspector

As the name implies, construction and building inspectors inspect worksites to ensure that they meet the building codes and requirements set by the authorities. Most of them work along with a team, but you can also find them working solely.  The average annual wage for building inspectors was $58,430 in 2014. You can become a building inspector even if you don’t have a college degree. The minimum education requirement for this job is having a high school diploma or GED; but to get considered by employers, you must have considerable knowledge of construction trades. In some cities and states, a license or certification is required.

Construction Manager

Also known as site or project managers, construction managers plan, budget, supervise, and monitor construction projects to ensure that they will be completed satisfactorily, on time and within budget. They are also responsible in getting work permits, hiring staff, and troubleshooting any emergencies. Generally, project managers have the full responsibility of the entire projects that’s why they are also one of the top-paid workers, earning an average annual pay of $94,590 in 2014.  To get into this job, you would typically need a bachelor’s degree related in the construction field and several years of experience in the industry. And since this job requires a lot of negotiating and talking, you need to have strong problem-solving and communication skills.

Stonemason

Also called as brickmasons, blockmasons, or simply masons, these workers are responsible in building structures that require the use of bricks, blocks, and stones, such as walls, fences, and roads. Since more schools, hospitals, and concrete buildings are needed in the future, masons are expected to be increasing in demand in the years to come. Basic mason knowledge can be gained on the job, but formal trainings are also available to become more skilled in the field. The mean annual wage for these workers was $42,130 in 2014.

Carpenter

Carpentry is considered one of the oldest, versatile, and more secure professions in the construction industry. Carpenters erect, construct, install and repair structures that are made from wood and other building materials, such as building frameworks, stairways, partitions, and doorframes. Depending on their skills and specialty, they may also install kitchen cabinets, hardwood floors, and siding. Similar to stonemasons, carpenters also learn on the job, usually starting as helpers. But there are also trainings available that help them gain more knowledge in the field, and eventually give them an opportunity to get a higher role. The average annual pay for carpenters was $45,590 in 2014.

Plumber

Plumbing is also a very common profession in the construction industry. Plumbers install, assemble, and repair pipe systems that carry water, steam, and gas in houses, offices, schools, factories, and other buildings. Most plumbers work on an irregular schedule, as most of them are just often on-call during emergencies.  But if employed with regular working schedules, the benefits could be rewarding. The annual average salary for these workers was $54,620 in 2014. Just like carpentry and masonry, you can get into the plumbing industry even without a college education as the skill for this profession can usually be learned on the job. However, there are also technical schools offering special training programs so interested individuals can gain more knowledge about the job.

If you’re looking for a rewarding and stable career, then entering the construction industry can be a great option as there’s always a need for new buildings, roads, bridges, and other structures. However, it’s important to realize that this industry is also considered one of the riskiest, so it pays to be insured, licensed, and bonded. Before you offer your service, make sure that you have the proper coverage policy and bonding requirements, such as a California general contractor liability insurance (if you’re working in California) to protect yourself.

Tips on Saving for Your College Tuition

According to economists and market researchers, prices have been going up and will continue to do so in the next few years. If you will be graduating high school soon and entering the world of university, you might want to take extra measures to save for your college tuition. Those who have parents that they can rely on for financial help will have a much easier time paying for college but you should not solely depend on your parents’ bank account to get you through higher education.

Your parents or guardians are already taking care of several financial responsibilities for your family. And it doesn’t help that everything, from house maintenance like bathroom renovations perth price to daily essentials like food and gas prices are going up. If you want to make things easier for them, do your part and help out a little bit.

College Tuition

What can you do to actively participate in funding your tuition? Here are some simple tips that you can use as guide:

  1. Be open to your parents.

Having a strong bond and an open relationship with your parents will help you understand your family’s financial status. A lot of kids have a very demanding and overindulged attitude without knowing that their parents are already in a lot of debt. Be a little bit more understanding of your folks and don’t push for more allowance if they are already having a hard time.

  1. Get a job.

It is never too early to get a job and contribute to your household’s financial needs. A lot of parents train their kids to be financially responsible at a young age, from getting a newspaper route to a summer job. Even if you are only earning a measly salary, the important thing is that you are already learning to take in profit and participating in your family’s needs. If you make it a habit to use your own hard-earned money for your personal purchases, you will also be learning the value of money.

  1. Study hard.

This seems like a very simple thing – study hard. Unfortunately, not all teenagers understand the gravity of your actions in school, even if you are not yet in college. High school is the best venue to prepare you for higher education, so treat this as an important life event. The more reputable college schools will also be looking into your high school behaviour and performance, so do your best to leave an outstanding mark.

  1. Aim for a scholarship.

Scholarship grants are the golden ticket to your future. Unfortunately, it is not that easy to get one. The best schools will only be offering their scholarships to the most worthy candidates. By getting a college scholarship, you will be getting off that huge chunk on your parents shoulders. Your aim during high school should be not just to get good grades but to get a scholarship in your choice college. Having this kind of goal early on will help you keep focused and determined to achieve your dreams.